12 months 0% APR Finance with Shop Pay

Pay with Shop Pay Instalments when you check out

To pay with Shop Pay Instalments online:

  1. Add items to your cart.
  2. Check out using Shop Pay.
  3. Enter the code sent to your mobile phone number.
  4. Confirm that your billing and shipping information are correct and in the United Kingdom.
  5. In the Payment option section, select 'Pay in Instalments'.
  6. Enter your debit card information to use as your payment method and click on 'Continue to Payment Plans'.
    • Verify the requested information, tick the boxes underneath and select your preferred payment plan.
    • Click 'Complete Purchase'.

    Your payment schedule will be determined by the instalment option you select, and you’ll get an email reminder before each payment is charged in case you want to change your payment method.

    About Shop Pay Instalments

    Getting Started

    Instalments

    Shop Pay offers you the option to pay in full at checkout or to split your purchase into regular payments with Shop Pay Instalments, both online and in-store. Instalment options vary by store and can be used on orders over £50, including discounts, shipping and taxes.

    Payment plans

    Purchases between £50 and £30,000 are eligible for Shop Pay Installments, with the option of monthly instalments.

    Note: Minimum purchase amounts and offers may vary by retailer. Orders over £17,500 will be subject to a down payment.

    Eligibility requirements and credit score

    You must be 18 years of age or above and eligible to apply for credit in the UK to use Shop Pay Instalments.

    Checking your eligibility will not affect your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.

    Note: To use Shop Pay Instalments, you need a UK shipping address.

    Fees or penalties

    Purchases split into monthly payments may be subject to interest. You can pay your balance off early without penalty. There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Instalments in the future.

    Restricted items

    There are some items that you can’t use Shop Pay Instalments to purchase, including, but not limited to:

    • Illegal items and activities
    • Ammunition, firearms, certain firearm parts or accessories, and certain weapons or knives regulated under applicable law
    • Narcotics, steroids, controlled substances, quasi-pharmaceuticals or drug paraphernalia
    • Currency in any form, including virtual and digital currency
    • Stolen goods, including, but not limited to, digital or virtual goods; or 
    • A good or service deemed unacceptable by Affirm, in our sole discretion

    Terms of Service

    Learn more about Affirm’s Terms of Service or Shop’s Terms of Service.

    Disclosure

    Rates from 0-35.99% APR. Payment options through Shop Pay Instalments are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. For example, a £900 purchase might cost £75.00/month over 12 months at 22% Representative APR. A down payment may be required.

    Shop Pay Instalments is offered in partnership with Affirm. Affirm is the servicer of your loan, and you can manage payments in your Shop Pay account or with Affirm directly.